July 23rd 2014 14:13
Get, and keep, your finances in order with these great budgeting apps.
iOS – free
Android – free
This app was developed by Aussies and works with Australian bank accounts. A highly rated budgeting app, Pocketbook does it all!
Sync your bank account(s) securely and the app will automatically categorise your income & expenses
Budget categories based on your spending history so they make sense
Enter and sort cash transactions manually
Add photo’s of receipts, bills or invoices to organise & track expenses
Bill tracking/alerts and reminders
iOS – free
Android - free
TrackMySpend was developed as a part of MoneySmart, a website created and managed by the Australian Securities and Investment Commission that offers guidance on all things financial ‘to help people make the most of their money’. As the name suggests TrackMySpend is more of a spend tracker than a complete budgeting app. However, if a spend tracker is what you’re after, then TrackMySpend does the trick.
Set a total weekly, fortnightly or monthly ‘budget’ and keep track of how you’re going
Create categories for your expenses & set ‘budgets’ for each category
Sync’s across all of your devices so you can manage your spend no matter where you are
Track my spend (1) Track my spend (2)
iOS – $2.49
Android - free
Again, more of an expense tracker than a complete budgeting app, the beauty of Spendee lies in its simplicity and well-designed interface.
Easy to use manual entry – add transactions quickly & as they happen
Customise spend categories to suit your needs
Set reoccurring income and expenses such as monthly bills
Graphs & charts that visually identify where your money is going
Store photo’s of bills and/or receipts
iOS – $6.49 (Lite version, free)
Android – $6.72 (Lite version, free)
HomeBudget is aptly named – it’s a fully fledged budgeting app perfect for managing your day-to-day household finances. Its key feature is ‘Family Sync’ which gives you the ability to sync your budget across various devices so that each person is working off the same ‘budget’.
Create & customise your own budget categories and sub-categories
Track against your budget in each category
Link your income & expenses with specific ‘accounts’ to keep track of account balances
Set reoccurring income and expenses & bill payment alerts
Search expenses at a later date
HomeBudget (1) HomeBudget (2) HomeBudget (3)
Note: These screenshots show US transactions, however HomeBudget is available in AUD, simply changing the currency in the settings.
iOS – $6.49
Android - $5.40
Similar to HomeBudget, MoneyWiz offers complete budget management. The key? You can keep track of all of your accounts in the one app. Create accounts then import your bank statements into those accounts; you can even create a cash account to keep track of the money you have in your wallet.
Record income and expenses and even move money between accounts
Enter transactions faster with auto-complete
Sort, filter and search transactions
Set budgets and receive alerts when you’re getting close to going over
Bill scheduling and reminders